Rent Guarantee

Rent Guarantee insurance helps protect your rental income if a tenant falls into arrears, giving you financial support while legal action is taken to regain possession of the property.

We arrange cover alongside Legal Expenses protection, designed to help keep your cash flow moving when things don’t go to plan.

Cyber Insurance

Rent Guarantee insurance helps protect landlords against the risk of tenants falling into rent arrears. In simple terms, it’s designed to help maintain rental income when a tenant is unable to pay.

For many landlords, rental income underpins the investment. When that stops, it can quickly impact mortgage payments, maintenance costs and overall cash flow. Rent Guarantee cover is there to help bridge that gap while the tenancy issue is resolved.



Why Haxon?


We work across the Rent Guarantee market and have experience with a range of providers.

For this facility, we have selected a specialist insurer we are comfortable working with based on their policy structure, underwriting approach and claims performance.

Our focus is on ensuring the information is captured correctly at the outset so the policy is set up properly from day one. Rent Guarantee cover is highly dependent on accurate data and compliance with insurer requirements — getting this right is essential.

  • Who it's designed for?

    Rent Guarantee insurance is typically suitable for:


    • Private landlords (single properties or portfolios)
    • Residential buy-to-let investors
    • Landlords using letting agents or managing directly
    • A range of tenancy types (subject to underwriting criteria)

  • How it works?

    Rent Guarantee insurance works alongside Legal Expenses cover.


    In most cases, the Legal Expenses section is triggered first. This supports the legal process required to regain possession of the property and deal with rent arrears, which may include:




    • Serving notice on the tenant
    • Eviction proceedings
    • Legal representation and court costs
    • Recovery of possession of the property


    Once the correct legal process is underway and policy conditions have been met, the Rent Guarantee element can then respond to cover eligible unpaid rent, up to the policy limits.


    Key conditions usually apply, including tenant referencing requirements, minimum arrears thresholds and correct legal procedure. These must be followed for the policy to respond.

Request Rent Guarantee Cover